While MLS members including real estate agents and brokers understand how an MLS works, many homeowners using alternative means to list a property in the MLS (such as through flat fee listing brokers) do not know exactly what types of property are eligible to be listed. Each Multiple Listing Service has a variety of property types which are typically divided into sections. While they vary according to local MLS, some of the most common property types are: single family residential, multi-family residential, land, commercial, residential rental, and commercial rental. Some other multiple listing services further divide out condos and co-ops into a separate section of the MLS, while most incorporate all single family property types together (single family detached, townhomes, condos, lofts, manufactured and mobile homes, etc.) into the single family residential category. In the same way, some MLS systems divide out multi-family residential into separate classifications for units available for residential financing (2-4 units), units available for commercial financing (5 or more units), and mobile home and trailer parks.It is extremely important that your property is listed in the correct section and property type in the MLS. Even though you may think that it is beneficial to place the property in a different, more highly valued section of the MLS (such as single family detached instead of attached), this strategy is ill-advised and simply does not work. Buyers and buyers0 agents do not want to waste their time going to look at a manufactured home that they think is a normal site built home. Investors do not want to perform analysis or compare capitalization rates on apartments, only to have a mobile home park mistakenly placed in the category. Likewise, some buyers may specifically be looking for single family attached homes like condos and town homes; sellers that accidentally classify the property as single family detached might be missing out on valuable buyers.Sellers also need to be aware that an MLS typically only lists real property. Unattached mobile homes are often considered personal property. Likewise, businesses for sale that do not include real estate should generally not be listed in the commercial property section. Some MLS systems have a separate section for business opportunities; however, most states require a totally separate business broker license in order to list a business for sale, and as such, do not expect that most real estate agents will choose to obtain a business brokers license or access the business opportunities section.If there is any confusion about how your property would be classified in the MLS, you should ask your broker. Certain nuances are specific to a particular local MLS, such as the difference between a manufactured versus mobile home (it might simply be the year built or it might be much more complicated). Likewise, you want to ensure that when you are pricing your home, you look at other homes of the same property type. Condos and single family homes rarely ever have similar valuations due to obvious differences. Understanding the different property types is one of the first steps to sales success.About the author Donald Plunkett is the President of Congress Realty, a $299 flat fee MLS company. More info: www.congressrealty.com
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The nature of your goods often determines how the consignment would be moved. If you are moving premises to just around the block, you will probably move most of your stuff in a car - maybe your own vehicle doing about two or three trips. On the other hand you will require the services of a truck if you are moving cross country. At the same time that would be a waste on money for you if you are moving just a street away. So it really varies situation to situation.Rather than go for a packers and movers, you may simply use a truck service, where you do all the packing and they do the transportation. It works out cheaper for you - they take care of the fuel and you just pay for the space you use in the truck. By far the most difficult part here is to get your good packed in time for the dispatch. Truck companies do not like being asked to wait because they may have a few more deliveries to pick up. So plan well ahead for this. On finding about the costs involved in moving truck companies, you will see prices varying with the day of week for the same distance and goods. Sundays are a little more expensive since many people wish to dispatch on the weekend. Keep in mind that when you are using the services of a moving truck rather than a packers and movers, the company does not send a helper to load the truck. You will probably have to ask a friend to help you with this, as drivers do not like loading and unloading - that is not a part and parcel of their job, though some may help you here and there.Make a list to make sure you have loaded everything that needed to go. When moving, it is a great way to lose your excess baggage as well - maybe have a garage sale to get rid of the odds and ends you don’t want in your new premises. Finally, make sure there is enough space to take the goods out before the truck arrives. It is quite a strenuous process to stat moving furniture around after the truck arrives. To be on the safe side, you should aim to have the goods in the yard about half an hour before the truck’s scheduled arrival time. The presence of a trolley will definitely make things easier when you have to load your goods.It is always better to pack important documents in a brief case that you carry with you on flight or however you are moving yourself. Passports, dental and medical records and academic certificates are best kept in your own hands.Abhishek has relocated several times in the last 30 years! Visit his website www.Relocation-Guru.com and download his FREE Relocation Report and learn some amazing Relocation tips and tricks. His report will help you save thousands in moving expenses. But hurry, only limited Free copies available! www.Relocation-Guru.com
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When a hockey player or coach goes overseas for a game in another country, they need to seriously consider getting proper medical insurance before leaving on their trip. Athletes of any sport are faced with many dangers when they travel outside of their home country however; hockey players tend to be exposed to more than most because of the rough nature of the sport that they play. Falling unexpectedly ill or having an accident may result in medical services that are not properly covered by existing insurance because of territorial limitations or high deductibles. Depending on where they are traveling to, a serious illness or injury may require them to be hospitalized or air evacuated to another country where the medical services are better. Air evacuation tends to be very pricey and may easily exceed $25,000. Even if the hockey player and coaches are making a lot of money in their field, improper insurance may result in a massive financial burden.There are several different kinds of insurance that all coaches and especially hockey players should get before they decide to hit the road and travel outside of their country. They include medical, emergency dental, emergency evacuation, emergency reunion, and repatriation of remains and of course lost checked luggage. Medical should include inpatient and outpatient hospitalization, surgery, anesthesiology, physician’s fee, dressings, diagnostic procedures, oxygen, prescription drugs and emergency local ambulance.Emergency dental is one of those things that every hockey player should have no matter what seeing as many hockey players loose teeth in fights and on ice antics. It should include emergency dental treatment and emergency dental surgery if necessary to replace or restore teeth. Emergency evacuation is something that is also highly recommended for hockey players and coaches because it will help in the event of the host countries civil unrest or in the event of an accident. In the case of an accident, there may need to be emergency ground or air transportation to the nearest hospital.Emergency reunion is in case of the event of an accident so that one of the injured person’s relatives can be flown in to be with them while they are in the hospital. It usually includes one round trip economy ticket to wherever the injured person is receiving treatment.Repatriation of remains is in case of the event that a hockey player or coach dies as a result of their injury or illness so that their body is flown back to their home country. Another great thing for all hockey players and coaches to get is the lost checked luggage insurance. This is an important one because all athletes need to have their equipment with them or at least have a way of replacing it if they don’t have it. In the event of lost luggage, the insurance company will pay to have the luggage replaced or at least the equipment rented so that the game can still go on. Airlines have similar policies but many times it takes a day or two or the funds given are inadequate. When you are flying into a new country to play a game that night, you don’t have time to wait for the airline to give you a little bit of money to replace your stuff.So whether you are a coach or a player, it is always a good idea to be prepared and have proper hockey insurance before leaving the country. You never know when it might save your life.About the author If you are considering a trip abroad, and require travel insurance, Dan Pucher Insurance is a Canadian Company that provides insurance solutions such as hockey insurance for Canadians travel overseas. www.pucherinsurance.com
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